Category: Insurance

  • What is gap insurance for cars?

    What is gap insurance for cars?

    Gap insurance, also known as “guaranteed asset protection” insurance, is a type of coverage that can provide financial protection for car owners in the event of an accident. It is specifically designed for car owners who have recently purchased a new or used car or those who have a car loan with a high-interest rate.…

  • Rethinking Insurance Coverage

    Rethinking Insurance Coverage

    Like most small businesses, you probably can’t have Insurance Coverage yourself (pay losses out of pocket). Because you can’t afford the risk of significant financial exposure. You need insurance. However, you may not have the type or amount of coverage necessary to protect you at this time. Most small business owners routinely renew policies year…

  • Federal Insurance Office: A Study in Evasiveness

    Federal Insurance Office: A Study in Evasiveness

    The Banking, Housing and Urban Affairs Committee’s Sept. So, Federal Insurance Office 8 hearing on current issues in the insurance industry included. A useful discussion of some of the industry’s most pressing issues. Comments from committee members and one witness, Maryland Insurance Commissioner Kathleen Birrane. Clarified insurance for cyber and pandemic events. The impact of…

  • Types of Private Mortgage Insurance

    Types of Private Mortgage Insurance

    Private mortgage insurance (PMI) is a type of insurance that a borrower may be required to purchase as a condition of a conventional mortgage loan. Most lenders require PMI when a home buyer pays a down payment of less than 20% of the property’s purchase price. When a borrower pays a down payment of less…

  • How is Americans with medical debt?

    How is Americans with medical debt?

    A quarter of Americans owe $10,000 or more in medical debt, even though half of them have health insurance. To minimize excess health care costs, a new survey finds. From a selection of survey options, 46% of respondents with medical debt chose the emergency room. Visits as the biggest reason for their debt. Just over…

  • Small business insurance in USA for business owners need to be protected

    Small business insurance in USA for business owners need to be protected

    Accidents happen all the time, and business owners need to be protected in the event of an accident at work; especially since the average claim for a personal injury insurance policy is $ 35,000. After all, not having the right kind of small business insurance can be the same as not having any at all;…

  • Car Insurance Fuquay Varina NC All details

    Car Insurance Fuquay Varina NC All details

    Many states require drivers to carry small credit insurance to prove they have financial responsibility. But the minimum varies from state to state so, let us see about Car Insurance Fuquay Varina NC. Not only does the required insurance vary depending on your situation. But your car insurance rates may also vary significantly based on…

  • Why is it really Important to have Health Insurance

    Why is it really Important to have Health Insurance

    Health Insurance is mandatory for giving life choices a practical approach and ensuring a support system for the vulnerable health during old age. The necessity of having a health Insurance The old saying goes that health is wealth. There is, in fact, no denying that. When someone stays in good health, everything seems to somehow…